You know how when you dig into a big bowl of cereal how the first two or three bites are utter perfection? The cereal crisp... the milk cold... and no sogginess to be found?

Then, like the inevitability of death and taxes, the milk starts to permeate your Cocoa Puffs and they grow increasingly less crunchy with each new bite and you'd give anything to get back to those glorious moments of cereal perfection?

"Only every single morning!" you say.

Well, there's an invention called Obol that aims to fix all this...

As you can see in the above photo, your cereal is kept high and dry in the top portion while the milk is safely waiting in the lower section. When you want to take a bite, you just push a spoonful of kibble into the milk and chow down with crunchy perfection.

And while Obol doesn't have a cooling unit to keep your milk cold, it does have kind of a "handle" on the bottom so you don't have to wrap your hands around the bowl and have your body heat warming your milk.

If you are a cereal fanatic like me, Obol is a must-purchase. It's a little pricey, but oh so worth it.

Unfortunately, I think Obol is going out of business or something, because most of the colors/sizes are out of stock and the pricing is weird at Amazon. If you're interested, I'd act sooner rather than later...

Medium Single Serve obol: $14.95, Large Double Serve Obol: $14.99

While I was in Vietnam, my credit card went missing. I hesitate to say it was "stolen," because I just don't know, but I generally keep pretty close track of where my cards and wallet are... especially when traveling... and it seems strange to think that I would have just left it somewhere.

Nothing was charged to it before I realized it was gone, so no harm no foul, I guess. The only bummer is that I didn't earn any airline miles on my purchases but, since the entire trip was pre-paid back in April, I only ended up spending about $70 on a couple meals I ate outside the tour and what few souvenirs I bought, so I guess it's no big loss.

What's been surprising is the number of automated charges that have been set up on my credit card over the years.

Almost immediately after reporting the card missing and having the number canceled, the emails and calls started pouring in. My cable TV. My phone. My online backup. My Adobe Creative Suite subscription. My web hosting. My automated charity donations. My weekly Graze snack box. The list goes on and on and on. I must have at least twenty automated payments coming out of my card. If you had asked me how many I thought I had, I would have said "five or six" so this is kind of embarrassing.

What's worse is thinking that I really need to cut out a lot of these expenses, but then not finding any that I would be willing to give up.

I suppose that's exactly the kind of danger signal I need to illustrate why I should be cutting my expenses in the first place. My attachment to all this crap can't be healthy for body, soul, mind, or spirit.

It's convincing myself that I'd be better off that's the trick.