I'm just going to come out and say it... health care in the United States of America is a festering pile of shit that is impossible to navigate and increasingly impossible to pay for. I'm sure this will come to a surprise to absolutely nobody, because we've all needed medical attention at some point in our lives... if not for us, for a loved one.... and then had to deal with the fallout.
Health care is a monolithic, byzantine maze of bullshit and corruption that's enough to make even the smartest person insane.
Take where I'm at, for example.
My health insurance deductible is huge. Thousands of dollars. I never get out of my annual deductible because I'm relatively healthy and, apparently, lucky. What this means is that I have to pay for absolutely everything medical-related out-of-pocket. But apparently I do get some kind of discount that's been negotiated between my insurance and my local clinic. What is this discount? Who the fuck knows. I've been trying to find out the cost of making a consultation appointment FOR TWO DAYS and have gotten nowhere.
This is how the system is designed.
The clinic doesn't want you to know the cost because you might not schedule an appointment if you knew. The insurance company doesn't want to commit to coverage for a future appointment, because they might need to increase their profits by reducing (or eliminating) their coverage before you see the doctor.
Which, if you live in an underserved region like I do, could take months to get an appointment.
What amuses me about this bullshit is that these are the bad things that people who don't want universal healthcare try and scare people with! It'll take forever to see a doctor? It takes fucking forever right now. We can't determine how much it will cost? We can't determine how much it fucking costs right now.
My issue isn't life-threatening. Well, I suppose it could end up there, but no... not really.
But what if it were life-threatening?
Well, the way it works in The United States of America is that you just have to sign on for treatment blindly and hope you don't have to declare bankruptcy so you can live.
And don't get me started about people who get sick and could be easily and cheaply treated in the beginning... but they can't afford it... so they wait and wait until they are near death and it's horrendously expensive to treat (if it's treatable at all) so taxpayers ends up paying for their bills because they end up losing everything. What fucking sense does that make? Give everybody healthcare so everybody is healthy and problems are fixed when they're cheap! As a taxpayer, I'd rather pay for what's cheap than what's horrendously expensive!
Maybe one day politicians will take a break from sucking lobbyist cock long enough to figure out how to make health care affordable for everybody.
Because the only people benefiting from the system we have now are insurance companies. And the politicians being paid off by insurance companies. Considering their health care is free and they don't give a fuck about anybody else, I don't expect them to stop sucking that lobbyist cock any time soon.
This is also how the system is designed.
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Oh have I ranted about this so many times myself! There is no other time in your life where you’d purchase a service without first knowing how much it’s going to cost yet when it comes to Healthcare that’s exactly what’s expected. And when you try to get an idea of the cost people get exasperated by it. The doctor tells you to ask your insurance and the insurance either a) can only give you an estimate or b) claims your doctor’s office would have that information. All because they have to do some fancy manipulation with the “cost” verses what you pay which is different for everyone! It’s such frustrating bullshit.