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Retail Therapy, Baby

Posted on Friday, August 7th, 2020

Dave!In the middle of the Subprime Mortgage Crisis fiasco back in 2008 I was visiting with my sister over the mountains. As you may... or may not... remember, it was a horrific time to be alive. Thanks to Wall Street fucking over the American people (not to mention a financial crisis enveloping the world), there were a lot of people hurting. My retirement savings lost a huge amount of its value, and most all of my freelance work had dried up. After going to the grocery store my sister had to go to the mall for some reason and I tagged along. When we got there, I was shocked that the parking lot was jam-packed.

ME: "What are all these people doing here? Aren't we in the middle of a financial crisis?"
HER: "Retail therapy, baby."

I know it's a thing, but it's something I never understood. If I don't have money, I don't spend money. It's a novel concept to be sure, but once I climbed out of crushing credit card debt I decided I would do whatever I could to not get sucked back in again. If I go on vacation, I save for it. If I want to buy something, I save for it. If I have an emergency, I dip into the money I'm saving. The interest rate trap built into credit cards is a killer.

And now we're in the middle of another recession... one which makes the Subprime Mortgage Crisis look like a cakewalk.

And my way of dealing with all the uncertainty and horrors that plague us right now? Retail therapy, baby!

I bought a pricey new WiFi router last month and took the money out of my Annual Black Friday Shopping Savings. Probably could have saved some money if I had waited until Black Friday to buy it, but I needed higher speeds from my internet to make it so I can work from home more easily.

Yesterday was a pretty bad day and so I... uhhh... went a little retail therapy crazy.

Since my vacation to Amsterdam and London was canceled, I've been dipping into my Travel Savings. And why not? I may never get to travel again, so might as well do something with that money before I die. I ordered a new floor steamer. I ordered a bunch of exotic spices for cooking. I bought a bunch of movies and TV shows from the iTunes Store that were on sale. I ordered memory for my media server. I ordered materials for the kitchen remodel I'm working on. I ordered stuff to re-stock my medicine cabinet. I ordered some foods I like but don't normally buy to save money (Dutch Mayo FTW!). I even ordered some online storage to back up more of my travel photos! I didn't go into debt since this was all purchased with my savings, but it did feel weird spending money in a way I usually wouldn't dream of spending it.

And so... yeah. Blowing through Benjamins like there's no tomrrow here. I don't know that it makes me feel any better, but it did give me something to do.

And, at the rate we're going, there might not be a tomorrow anyway.

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