Tonight I got a lovely call from the credit department at Bon-Macys telling me that my credit rating was in the toilet because they have not received payment for the past 3 months. Well, as I blogged a while back, I would have gladly paid the bills had they been sent to the billing address I had given them.

Long story short, they removed the late fees, corrected the address to what it should have been in the first place, and promise to fix my records with the credit bureau people (apparently they decided to trash my credit report before they bothered to call me?!?). This is so insane because I didn't want the card in the first place... I only got it so I could save $20 on a suitcase I bought.

I'm so mad right now that I wish there was a clown's ass I could set on fire. I hate clowns. Clowns are scary.

Anyway, here is a helpful hint... when you apply for a credit card, be SURE that you ask to fill out a paper application. Do not trust the person at the cash register to enter it in the machine directly!! Otherwise they could switch your addresses around and send your bills to the wrong address and give you a bad credit rating because they're stupid.